Why CreditNiravana?

A data driven debt collection platform powered by machine learning, digital first communications, and delivering great user experiences.

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Reduce Debt Collection Costs

Ai driven digital first, personalized follow up actions for all your borrowers resulting in immediate optimization of your collection costs substantially.

Ai driven personalized and pre-approved content is delivered through an omni-channel approach, significantly reduces contact frequency and Borrower complaints, while logging a complete, easily accessible record of the entire Borrower interaction.

Increase Your Recovery Rates

Consumer centric, personalized experiences drive higher engagement and empower consumers to resolve their debt through self-service and on-demand.

Customized offers and payment plans let more consumers pay off more of their debt with ease. This tailored experience, at scale, connects with more consumers who can pay and nurtures them through the collections process.

Improve Customer Retention

The modern consumer demands modern technology. Our digital first, data driven collections process engages and empowers consumers to take action by enabling a personalized contact strategy, driving consumers to a self-service model of payment, and encouraging them throughout the process until they are fully paid.

Consumers remain highly motivated to pay off their debt and reach financial health. You gain loyalty while reducing potential losses.

Our Clients

Companies in every industry are finding solutions to their debt collection challenges with Credit Nirvana.

What People Say

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We’d love to hear from you! Send us a message using the form opposite, or email us.


29, 7th Main, BTM
Bangalore 560076

New Jersey

510 Whitter Ave Piscataway,
New Jersey 08854-0885


Heereweg 305, 2161 BJ Lisse,
The Netherlands
Tel:- +31-62151-0240


B211, Dubai Airport Authority
Freezone, Dubai, UAE